Terms, privacy & policies

Last updated: 10 July 2026 · Operated by SagaCycles Inc, a Delaware corporation (registered to do business in California), USA · Contact: kevin@sagacycles.app

1. Terms of service

By using SagaCycles Platform (the "Service", operated by SagaCycles Inc) you agree to these terms. If you don't agree, don't use the Service.

The Service is operated from the United States and is directed to users in the United States. Selling requires a U.S. Stripe account; we may decline or close accounts outside the regions we support.

The service

SagaCycles Platform lets you capture work, turn it into runnable "packs", and optionally sell them to buyers. We provide the tooling and the storefront; we are not a party to sales between a creator and a buyer (see the Seller agreement).

Accounts

You sign in with Google. You're responsible for activity under your account and for keeping access secure. You must be old enough to form a binding contract in your jurisdiction.

Platform fees

Using the Service may require a subscription. When you sell, the platform retains a transparent 10% application fee at checkout — the platform's only selling fee — disclosed before you publish. Payment processing is handled by Stripe under its own terms, and Stripe's processing fee is separate.

Disclaimers & liability

The Service is provided "as is", without warranties of any kind. To the maximum extent permitted by law, SagaCycles Inc is not liable for indirect, incidental, or consequential damages, and total liability is limited to the fees you paid us in the prior 12 months.

Termination & changes

You may stop using the Service at any time. We may suspend or terminate accounts that violate these terms. We may update these terms; continued use after an update means acceptance.

2. Seller agreement

This applies when you publish anything to anyone but yourself (public, free, or paid).

How selling works

For paid sales you connect a Stripe Express account. Payouts go to your Express account; SagaCycles Inc operates the checkout and payment flow and retains a flat 10% application fee. You are the merchant of record for your sales: you are responsible for the content you sell (see the rights warranty below), for delivering what you promise buyers, and for your own taxes, business licences, and professional-licensing compliance in your jurisdiction. SagaCycles does not provide tax or legal advice.

Content licence (free plan)

Uploads land Public by default. While a file is set to Public or External you grant SagaCycles Inc a non-exclusive, worldwide, royalty-free licence to host, reproduce, display and distribute that content to audiences SagaCycles selects — including discovery surfaces, directories, the member library, and machine-readable indexes (e.g. for AI assistants). You keep ownership. The licence ends for an item when you delete it or set it Private — available on every plan, free. Private files are never distributed.

Rights & warranties

By publishing or selling an item you represent and warrant that you made or own it (or are licensed to sell it), and that it does not infringe anyone's intellectual property, privacy, or other rights. This is the attestation you confirm when you publish.

Indemnification

You agree to indemnify and hold harmless SagaCycles Inc from any claim, loss, or expense arising out of content you publish or sell, or your breach of this agreement.

Circumvention

Service listings exist to win you buyers here. When an order originates from your SagaCycles page, payment should go through your page's checkout — that's what funds the platform (the flat 10%) and what earns you the verified review. Systematically steering platform-originated buyers to off-platform payment may result in removal of your listings.

Prohibited

You may not sell content that infringes rights, contains malware, harvests data, or violates the Acceptable use policy below.

3. Acceptable use & content policy

You may not upload, publish, sell, or distribute content that:

• infringes copyright, trademark, or other IP, or reproduces exam material or third-party courses you don't have rights to;
• contains malware, phishing, or code that attempts to access another user's session or data;
• is illegal, harmful, hateful, harassing, or sexually exploitative;
• harvests or exposes personal data without a lawful basis;
• misrepresents outcomes (e.g. guaranteeing exam results) or is fraudulent.

We may remove content and suspend accounts that violate this policy. Where the law requires it (e.g. apparent child sexual abuse material), we report to the appropriate authorities (NCMEC) and preserve evidence as required.

Report content: email kevin@sagacycles.app with the pack link and what's wrong (subject: REPORT). Copyright complaints go through the DMCA process in §6.

4. Refund policy

Items are digital goods delivered instantly. Because SagaCycles Inc handles checkout, refunds are coordinated through the platform:

• If an item is not as described or doesn't work, email kevin@sagacycles.app (or reply to your Stripe receipt) within 7 days for a refund.
• Services (consulting, sessions, events): if the seller does not deliver, you get a full refund. Email kevin@sagacycles.app within 14 days of the purchase — or of the scheduled date, if the service had one. The platform refunds the charge (including its fee) on the seller's behalf.
• If a pack you subscribe to is removed (copyright or policy): billing pauses immediately — you are never charged while content is dark. If it's restored, billing resumes; if it's removed permanently, the subscription ends and your current month is refunded on request (including the platform's fee).
• Sellers must honor this baseline; repeated failure to do so may result in removal.

Refunds are reviewed by a person and issued through Stripe; an approved refund reverses the seller's payout and the platform fee for that sale.

5. Privacy policy

What we collect

• Account: your email and basic profile from Google sign-in.
• Content: the artifacts you upload or capture, stored on Cloudflare R2 / D1. Uploads land public by default — visible to signed-in members; any file can be set private, free, on every plan, and private files are never distributed.
• Payments: processed by Stripe; we receive limited metadata (e.g. a buyer email, amount, status). We do not store card numbers.
• Usage: basic logs needed to run and secure the Service.

How we use it

To provide the Service, process sign-in, enable sales, prevent abuse, and meet legal obligations. We don't sell your personal data.

Processors

Google (sign-in), Stripe (payments), Cloudflare (hosting, storage, AI). Each processes data under its own terms.

Your rights

Depending on your jurisdiction (e.g. GDPR/CCPA) you may access, correct, export, or delete your data. While signed in you can download your whole vault as JSONL at any time — free and paid accounts alike — at /api/me/export. To request deletion, email kevin@sagacycles.app.

Retention

We keep your data while your account is active. To close your account, email kevin@sagacycles.app (export your vault first); within 30 days we delete or anonymize your content — backup copies age out within a further 14 days — keeping only what legal/financial record-keeping requires.

6. Copyright / DMCA

We respect intellectual-property rights. Creators warrant that they own or are licensed for everything in a pack; that attestation is recorded with a policy version and timestamp each time a pack is published.

Designated agent

Notices of claimed infringement under 17 U.S.C. §512(c) should be sent to our designated agent:

SagaCycles Inc — DMCA Designated Agent
Email: kevin@sagacycles.app (subject line: DMCA)
Postal address: 811 W 7th St, PMB 17421889, Los Angeles, CA 90017

What a notice must include

Your contact details; identification of the copyrighted work; the URL or pack link of the material you say infringes; a statement that you have a good-faith belief the use is not authorised; and a statement, under penalty of perjury, that the information is accurate and that you are the owner or authorised to act for them. You may also file programmatically by POSTing JSON to our notice endpoint (GET it for the required fields).

What happens next

On receipt of a complete notice we expeditiously disable access to the reported pack — every file in it goes dark while we review. The notice appears in the creator's account (/api/me/dmca-notices, with the notice id), and the creator may submit a counter-notice. If a counter-notice is filed and the complainant does not pursue a court order, access is restored after the statutory waiting period. We keep an auditable record of every notice, takedown, counter-notice and restoration.

Repeat infringers

We maintain and enforce a repeat-infringer policy: upheld notices are recorded as strikes against the account, and an account that accumulates them has its selling privileges terminated.